Average cost: $1,300–$5,600. Most homeowners pay around $3,000 for professional water damage restoration. Emergency response available 24/7.
Costs are primarily driven by the category of water (clean vs. contaminated), the square footage affected, and whether structural materials need replacement.
| Damage Type | Low | High | Average |
|---|---|---|---|
| Minor (Cat 1, <100 sq ft) | $300 | $1,500 | $900 |
| Moderate (Cat 1–2, 1 room) | $1,500 | $5,000 | $3,000 |
| Severe (Cat 2–3, multiple rooms) | $5,000 | $15,000 | $8,000 |
| Basement flooding | $2,500 | $10,000 | $5,500 |
| Sewage backup | $2,000 | $10,000 | $5,000 |
| Mold remediation (add-on) | $500 | $6,000 | $2,500 |
| Structural drying only | $500 | $3,000 | $1,500 |
Data aggregated from contractor quotes across the US. Prices vary by region, contractor, and scope of work.
After drying, damaged materials must be removed and replaced. These are the most common line items in a water damage restoration invoice.
Professional restoration follows a structured process. Here's what to expect from a licensed restoration company.
Yes, in most cases — standard homeowners insurance covers sudden and accidental water damage from internal sources (burst pipes, appliance failures, HVAC leaks). The average insurance payout for water damage claims is $11,000–$12,000.
Not covered: Flooding from outside the home requires separate flood insurance. Gradual leaks from deferred maintenance are typically excluded.
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